2012 Partner Information

Express Scripts, Inc., one of the largest pharmacy benefit management companies in North America, is leading the way toward creating better health and value for patients through Consumerology, the advanced application of the behavioral sciences to healthcare. This approach is helping millions of members realize greater healthcare outcomes and lowering cost by assisting in influencing their behavior. Headquartered in St. Louis, Express Scripts provides integrated PBM services including network-pharmacy claims processing, home delivery services, specialty benefit management, benefit-design consultation, drug-utilization review, formulary management, and medical and drug data analysis services. The company also distributes a full range of biopharmaceutical products and provides extensive cost-management and patient-care services. More information can be found at www.express-scripts.com and consumerology.com.

The American Benefits Council (the Council) is recognized as the preeminent advocate of employer-sponsored benefit programs, representing primarily Fortune 500 companies that either sponsor or administer health and retirement benefits covering more than 100 million Americans. The Council:

• Initiates and champions legislation and regulations favorable to our members' needs and interests, and influences policy development within Congress and the White House and executive branch agencies.
• Fends off policy proposals that add burdens, liabilities and costs for the employer plan sponsor community.
• Serves as a technical resource on benefits issues for lawmakers, the media and other industry trade associations. We also lead other public policy organizations in developing and communicating a collective business community position and forge alliances on benefits issues.
• Is an active participant as a "friend of the court" in judicial cases affecting benefits. Our mission is to be the most effective advocate for voluntary private employee benefits.

Towers Watson is a leading global professional services company that helps organizations improve performance through effective people, risk and financial management. With 14,000 associates around the world, we offer solutions in the areas of employee benefits, talent management, rewards, and risk and capital management.

Our focus is on giving you the clarity to make the right decisions and take the right actions. And our approach is grounded in perspective — the kind that comes from our deep experience working on a wide range of issues. But more important, our perspective begins at eye level — with a clear understanding of your organization, the way you work, your goals and your challenges.

By connecting the big picture and your picture, we help you achieve real-world results.

ConnectYourCare is a leading administrator of Consumer-Directed Healthcare (CDH) accounts including Health Savings Accounts (HSAs), Health Reimbursement Arrangements (HRAs), Flexible Spending Accounts (FSAs), Dependent Care Assistance Program (DCAPs), Retirement Medical Savings Accounts (RMSAs), Voluntary Employee Beneficiary Association Accounts (VEBAs), and tax-advantaged Qualified Transportation Accounts. Our goal is to empower businesses and employees to benefit from tax-advantaged healthcare accounts.

ConnectYourCare's solutions are backed by our unique Stewardship Model, which is used throughout our organization in support of our employers' evolving objectives. Through Stewardship, we help our clients drive the adoption of account-based health plans while promoting individual health and wellness. Our mission is to simplify the complexity of Consumer-Directed Healthcare (CDH) accounts, motivate individuals to act, and execute our solution flawlessly. ConnectYourCare handles all aspects of account administration, including implementation, customer service, claims processing and compliance. Our convenient account-based benefit features health education tools within our online participant portal that help employees to make more informed healthcare decisions. Our Wellness=Wealth® employee communications provide comprehensive electronic employee communications that promote account value and decrease questions to busy HR departments.

The Mid-Atlantic Business Group on Health (MABGH) is an association of major purchasers, including county governments and school systems, financial services firms, manufacturers, utilities, hospitality industry, and others. Founded in 1977 as a non-profit 501 (c) 3 organization, the MABGH Mission is to drive cost-effective healthcare, through value-based purchasing, purchaser leverage, and collaboration with other healthcare stakeholders.

The purpose of the Network to Improve Community Health (NICH) is to improve the health of the community by:

• improving access to appropriate healthcare
• improving communication and understanding between the various segments of the healthcare industry
• helping healthcare professionals improve the quality of the healthcare delivered
• helping community members take more responsibility for their own health status

NICH participants include: healthcare providers, faith-based organizations, public health agencies, employer/purchasers, community groups, and other pertinent community health stakeholders. NICH provides a neutral forum for these diverse, frequently competing interests to work together on the thing they all have in common: healthier members, employees, patients, citizens, and community members.

The St. Louis Area Business Health Coalition (BHC) is an association whose mission is to support employers in their efforts to improve the health of their employees and to enhance the quality and overall value of their investments in health benefits. In addition to serving as the employer voice on health care issues, BHC provides information, research and services to its members and the St. Louis community. BHC also uses the collective power of its membership to negotiate optimum group purchasing opportunities. BHC operates as a 501(C)6 non-profit association and is governed by a Board of Directors elected from its membership.

The Leapfrog Group is a voluntary program aimed at mobilizing employer purchasing power to alert America's health industry that big leaps in health care safety, quality and customer value will be recognized and rewarded. Among other initiatives, Leapfrog works with its employer members to encourage transparency and easy access to health care information as well as rewards for hospitals that have a proven record of high-quality care.